Alternate Payment Methods

Merchants have the option to provide their customers with alternate payment methods such as Apple Pay, Google Pay™ and PayPal. Merchants will need to request this feature to be enabled by CityPay by providing some extra information depending on which alternate methods are required.

The adoption of Click to Pay benefits both consumers and merchants by reducing friction during checkout, minimizing cart abandonment, and enhancing security. For consumers, it offers a convenient and consistent payment experience across all participating merchants and devices. For merchants, it not only speeds up the transaction process but also helps reduce fraud and increases conversion rates by offering a payment method that is both trusted and efficient. With major payment networks like Visa, MasterCard, American Express, and Discover supporting Click to Pay, its acceptance is rapidly growing, marking a significant step forward in the evolution of digital payments.

Merchants may provide Apple Pay as a payment option for their customers without additional costs. CityPay will register your merchant profile with Apple in order to allow for payments to be accepted via Apple Pay. A card holder must have an Apple Pay compatible browser or device to use it.

Apple Pay can streamline a checkout by providing full card holder details and fully authenticated transactions via biometrics on compatible devices.

Iframes and Paylink

To enable iframe usage with Paylink, you must

1. Add allow="payment" to the iframe attributes list

   <iframe src="https://payments.citypay.com/yourToken" allow="payment" ... />
   

2. You will need to add verification that you own the domain by downloading the domain association file. Host the file at /.well-known/apple-developer-merchantid-domain-association. For example, if you register https://yourdomain.com, make that file available at https://yourdomain.com/.well-known/apple-developer-merchantid-domain-association.
3. Register your domain(s) for Apple Pay. This will be verified for a period of time by Apple. To register, forward your domains to our support desk requesting for Apple Pay iframe registration

Google Pay^TM is available to all CityPay Clients that integrate with Paylink v4 hosted form, without additional costs. Google Pay will require a compatible browser or device to use it.

Google Pay can streamline a checkout by providing full card holder details and fully authenticated transactions via biometrics on compatible devices.

Google Pay primarily supports a tokenized solution, which is generally preferred and considered Secure Customer Authentication (SCA) by most issuers, often eliminating the need for 3D-Secure verification. If the tokenized solution is not used, or if an issuer rejects the transaction due to the lack of SCA, CityPay will automatically initiate the 3D-Secure process to facilitate successful payment completion.

In order to take payments via PayPay, merchant will need to register for a PayPal Business account.